0 Trust Deed -Changing Steps UK
What is a Trust Deed?

A Trust Deed is only available to residents of Scotland to help individuals who can no longer keep up with their lender commitments.

A Trust Deed will allow you to effectively take time out from making payments that you cannot afford by consolidating all of your debts into an affordable monthly repayment. A Trust Deed advisor or insolvency practitioner will work on your behalf to negotiate with your lenders.

A Trust Deed is normally a four-year plan. This means at the end of the period your lenders will write off any remaining debt.

Another option that is available to Scottish residents is a Debt Arrangement Scheme or Debt Management Plan.

To ensure what you qualify for, please fill in the form above.

Please fill in the form to have a qualified advisor call you to discuss your options. Benefits:

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Here is an example of how we could make your debts more affordable

Let’s say you owe:

Bank Loan £6000

Payday Loan £3000

Credit card £2000

Store Card £500

Overdraft £1,000

Catalogue £500

Total Owed: £13,000

Approx Current Monthly Payments: £475


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"I would like to thank Changing Steps for everything. I am now able to continue with my life without the worry and fear that I had everyday in the back of my head! I am so pleased that I came across this website and I would personally like to thank Helen who helped me manage this when I thought there was no where to turn!"
Mr Peters on Nov 2019.

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"I was struggling so much to keep up with my repayments! Everything was getting on top of me and it was even putting a huge strain on my relationship! I am now in total control thanks to you guys. My husband and I are so much happier now in our relationship too! Thank you from the bottom of my heart!"
Miss Field on Dec 2019.

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