Depending on your situation, there are solutions available that can help lower your debt repayments each month and help you get out of debt at a rate that is affordable to you.
If you are finding it difficult to repay your debts then a Debt Management Plan can help you consolidate all of your debts, helping you to get back in control of your finances at an affordable rate that you can afford.
The monthly repayment is based on your own situation so that you can manage the payment easily. A DMP also helps ease the pressure from lenders and also stops the lenders from charging you interest.
With a Debt Management Plan you could:
Fill out the form to see which solution is the best one to suit your needs.Please note: As part of a Debt Management Plan, lenders are not obliged to freeze interest and charges; therefore your debts and the time it takes to repay what you owe could increase if these charges are not stopped. As you will no longer be repaying your debts at a rate you originally agreed with your lenders, your credit rating will be affected in the medium to long term.
We’ve helped thousands of people take control of their finances
"I would like to thank Changing Steps for everything. I am now able to continue with my life without the worry and fear that I had everyday in the back of my head! I am so pleased that I came across this website and I would personally like to thank Helen who helped me manage this when I thought there was no where to turn!"
Mr Peters on Aug 2019.
"I was struggling so much to keep up with my repayments! Everything was getting on top of me and it was even putting a huge strain on my relationship! I am now in total control thanks to you guys. My husband and I are so much happier now in our relationship too!Thank you from the bottom of my heart!"
Miss Field on Sept 2019.